<?xml version="1.0" encoding="UTF-8"?>
<root>
  <posts>
    <post_id>906</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[New Restrictions on SMSF Property Borrowing from 10 August 2026]]></post_title>
    <post_content_short><![CDATA[The Government has introduced significant changes to the way Self Managed Superannuation Funds (SMSFs) can use Limited Recourse Borrowing
	Arrangements (LRBAs) to acquire property.
]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/906/LRBA-Changes-Website-Header-August-2026.svg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/new-restrictions-on-smsf-property-borrowing-from-10-august-2026/</post_content_url>
    <post_date>2026-08-04 23:43:00</post_date>
  </posts>
  <posts>
    <post_id>903</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Why budgeting is about managing cash flow, not just cutting costs]]></post_title>
    <post_content_short><![CDATA[Cutting costs can be a useful starting point when you’re struggling to make ends meet. But true financial progress comes from mastering your
cash flow.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/903/Website-Why-budgeting-is-about-managing-cash-flow-not-just-cutting-costs.svg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/why-budgeting-is-about-managing-cash-flow-not-just-cutting-costs/</post_content_url>
    <post_date>2026-07-28 02:00:00</post_date>
  </posts>
  <posts>
    <post_id>905</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Market Snapshot: June 2026]]></post_title>
    <post_content_short><![CDATA[In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for June 2026.
]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/905/Website-Market-Snapshot_-June-2026.svg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/market-snapshot-june-2026/</post_content_url>
    <post_date>2026-07-27 07:27:00</post_date>
  </posts>
  <posts>
    <post_id>901</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Celebrating Two Decades of SMSFs]]></post_title>
    <post_content_short><![CDATA[From its early beginnings to a thriving specialist division, the SMSF team has helped shape financial futures for hundreds of clients across
20 years, and the journey is only just beginning.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/901/MCS-Email-Header-SMSF-20-Years-.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/celebrating-two-decades-of-smsfs/</post_content_url>
    <post_date>2026-07-14 23:00:00</post_date>
  </posts>
  <posts>
    <post_id>904</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Important Changes to How We Work With You]]></post_title>
    <post_content_short><![CDATA[From 1 July 2026, new laws changed how every accounting practice in Australia works with their clients.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/904/Website-Important-changes-to-how-we-work-with-you.svg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/important-changes-to-how-we-work-with-you/</post_content_url>
    <post_date>2026-07-14 22:25:00</post_date>
  </posts>
  <posts>
    <post_id>899</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Jerry Reading Appointed Associate at McConachie Stedman]]></post_title>
    <post_content_short><![CDATA[McConachie Stedman is pleased to announce the appointment of Jerry Reading to Associate, effective 1 July 2026.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/899/MCS-Newsletter-Tile-Jerry-Associate.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/jerry-reading-appointed-associate-at-mcconachie-stedman/</post_content_url>
    <post_date>2026-07-09 02:00:00</post_date>
  </posts>
  <posts>
    <post_id>898</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Alistair Taylor-Spry Appointed Associate at McConachie Stedman]]></post_title>
    <post_content_short><![CDATA[McConachie Stedman is pleased to announce the appointment of Alistair Taylor-Spry to Associate, effective 1 July 2026.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/898/MCS-Newsletter-Tile-Alistair-Associate-Announcement.svg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/alistair-taylor-spry-appointed-associate-at-mcconachie-stedman/</post_content_url>
    <post_date>2026-07-02 02:00:00</post_date>
  </posts>
  <posts>
    <post_id>897</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Kent Paroz Appointed Director at McConachie Stedman]]></post_title>
    <post_content_short><![CDATA[McConachie Stedman is pleased to announce the appointment of Kent Paroz to Director, effective 1 July 2026.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/897/MCS-Newsletter-Tile-Kent-Director.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/kent-paroz-appointed-director-at-mcconachie-stedman/</post_content_url>
    <post_date>2026-07-01 01:00:00</post_date>
  </posts>
  <posts>
    <post_id>900</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Market Snapshot: May 2026]]></post_title>
    <post_content_short><![CDATA[In this month's market snapshot, we take a glimpse at what the market has been up to and what the key developments were for May 2026.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/900/Website-Market-Snapshot_-May-2026.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/market-snapshot-may-2026/</post_content_url>
    <post_date>2026-06-15 05:12:00</post_date>
  </posts>
  <posts>
    <post_id>894</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Rent or buy: What’s best for your super?]]></post_title>
    <post_content_short><![CDATA[Home ownership, is it still the Great Australian Dream? According to a recent survey, it is, but the option of renting for life is becoming
	increasingly attractive.
]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/894/Website-Rent-or-Buy_-Whats-Best-For-Your-Super.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/rent-or-buy-whats-best-for-your-super/</post_content_url>
    <post_date>2026-06-04 00:59:00</post_date>
  </posts>
  <posts>
    <post_id>893</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Announcing Steve’s Retirement from McConachie Stedman]]></post_title>
    <post_content_short><![CDATA[McConachie Stedman would like to announce the retirement of Steve Kirkman, Director and valued member of our team.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/893/Newsletter-Tile-Steves-Retirement-Image.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/announcing-steves-retirement-from-mcconachie-stedman/</post_content_url>
    <post_date>2026-05-27 22:43:00</post_date>
  </posts>
  <posts>
    <post_id>892</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Market Snapshot: April 2026]]></post_title>
    <post_content_short><![CDATA[In this month's market snapshot, we take a glimpse at  what the market has been up to and what the key developments were for
	April 2026.
]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/892/Website-Market-Snapshot_-April-2026.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/market-snapshot-april-2026/</post_content_url>
    <post_date>2026-05-18 02:03:00</post_date>
  </posts>
  <posts>
    <post_id>891</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[10 Common Financial Myths Busted]]></post_title>
    <post_content_short><![CDATA[Navigating the world of personal finance can be challenging, especially with the myriad of myths that can cloud your judgment.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/891/Website-10-Common-Financial-Myths-Busted.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/10-common-financial-myths-busted/</post_content_url>
    <post_date>2026-05-18 01:53:00</post_date>
  </posts>
  <posts>
    <post_id>890</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Meet the Expert: Financial Planning Associate Kent Paroz]]></post_title>
    <post_content_short><![CDATA[When it comes to making confident financial decisions, having the right guidance can make all the difference. That is where Kent Paroz,
	Associate and Financial Planner, comes in.
]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/890/Meet-the-Expert-Kent-Paroz.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/meet-the-expert-financial-planning-associate-kent-paroz/</post_content_url>
    <post_date>2026-05-18 01:08:00</post_date>
  </posts>
  <posts>
    <post_id>886</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Understanding Tax Planning: What It Is and Who It Applies To]]></post_title>
    <post_content_short><![CDATA[Tax planning is not just something for large businesses or wealthy people. It is a smart process that helps individuals and business owners
legally manage how much tax they pay and avoid surprises.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/886/Understanding-tax-planning-What-it-is-and-who-it-applies-to-Website.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/understanding-tax-planning-what-it-is-and-who-it-applies-to/</post_content_url>
    <post_date>2026-05-07 05:17:00</post_date>
  </posts>
  <posts>
    <post_id>885</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Findings on charities that operate as groups]]></post_title>
    <post_content_short><![CDATA[The ACNC has released a summary of a review into charities operating with a complex structure, identifying how they practise good governance
	and manage risk.
]]></post_content_short>
    <post_icon></post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/findings-on-charities-that-operate-as-groups/</post_content_url>
    <post_date>2026-04-30 23:20:00</post_date>
  </posts>
  <posts>
    <post_id>884</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[ACNC insights into financial reporting]]></post_title>
    <post_content_short><![CDATA[The ACNC has released its latest analysis of charities’ financial reporting, focusing on a cohort of charities more at risk of making
	errors.
]]></post_content_short>
    <post_icon></post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/acnc-insights-into-financial-reporting/</post_content_url>
    <post_date>2026-04-30 23:09:00</post_date>
  </posts>
  <posts>
    <post_id>883</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Super to be paid with salary]]></post_title>
    <post_content_short><![CDATA[Legislation to require employers to pay their employees’ super at the same time as their salaries and wages has passed parliament.]]></post_content_short>
    <post_icon></post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/super-to-be-paid-with-salary/</post_content_url>
    <post_date>2026-04-30 23:04:00</post_date>
  </posts>
  <posts>
    <post_id>882</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Most NFPs use AI]]></post_title>
    <post_content_short><![CDATA[Infoxchange, an Australian NFP whose focus is technology for social justice, has reported that two-thirds of organisations it surveyed were
	using artificial intelligence.
]]></post_content_short>
    <post_icon></post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/most-nfps-use-ai/</post_content_url>
    <post_date>2026-04-30 22:57:00</post_date>
  </posts>
  <posts>
    <post_id>881</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Living with higher-for-longer interest rates]]></post_title>
    <post_content_short><![CDATA[Interest rates are rising, and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/881/Living-with-higher-for-longer-interest-rates.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/living-with-higher-for-longer-interest-rates/</post_content_url>
    <post_date>2026-04-23 01:11:00</post_date>
  </posts>
  <posts>
    <post_id>880</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[A Smarter Way to Respond to Super Volatility]]></post_title>
    <post_content_short><![CDATA[When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has
	dipped or returns haven’t met expectations, you might wonder whether continuing to contribute is worth it or whether super is really doing
	its job.
]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/880/A-Smarter-Way-to-Respond-to-Super-Volatility.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/a-smarter-way-to-respond-to-super-volatility/</post_content_url>
    <post_date>2026-04-21 02:17:00</post_date>
  </posts>
  <posts>
    <post_id>879</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Market Snapshot: March 2026]]></post_title>
    <post_content_short><![CDATA[In this month's market snapshot, we take a glimpse at  what the market has been up to and what the key developments were for
	March 2026.
]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/879/Market-Snapshot_-March-2026.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/market-snapshot-march-2026/</post_content_url>
    <post_date>2026-04-21 01:44:00</post_date>
  </posts>
  <posts>
    <post_id>875</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Market Snapshot: February 2026]]></post_title>
    <post_content_short><![CDATA[In this month's market snapshot, we take a glimpse at  what the market has been up to and what the key developments were for February
2026.]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/875/Website-Market-Snapshot-February-2026.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/market-snapshot-february-2026/</post_content_url>
    <post_date>2026-03-19 23:53:00</post_date>
  </posts>
  <posts>
    <post_id>874</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Financial planning for digital nomads and remote workers]]></post_title>
    <post_content_short><![CDATA[Are you currently a remote worker or digital nomad? Or are you considering becoming one? This article will explain some of the tax, income
	structure, superannuation, banking, cash flow, insurance and investment issues you may face, and how to adjust your financial planning to
	meet them.

<br />]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/874/Website-Financial-planning-for-digital-nomads-and-remote-workers.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/financial-planning-for-digital-nomads-and-remote-workers/</post_content_url>
    <post_date>2026-03-19 22:09:00</post_date>
  </posts>
  <posts>
    <post_id>873</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[You might be surprised at what really drives interest rates]]></post_title>
    <post_content_short><![CDATA[Why do banks decide to increase or decrease interest rates and who influences their decision?]]></post_content_short>
    <post_icon>https://www.mcs.au/media/website_posts/873/Website-You-might-be-surprised-at-what-really-drives-interest-rates.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.mcs.au/about-us/news/you-might-be-surprised-at-what-really-drives-interest-rates/</post_content_url>
    <post_date>2026-03-19 21:55:00</post_date>
  </posts>
</root>
